Commercial advisory · Johannesburg
Commercial advisory for businesses that want to grow.
Oakheart is a Johannesburg advisory firm. Our main focus is mining and construction, and we work across sectors on transactions, growth, fractional CFO, debt recovery and commercial legal support.
Services
Six ways we work with you
Mining and construction is our home ground. Our transactions and growth work applies to any sector, and three support services keep the numbers, contracts and credit in order.
Mining and construction
Our main focus. Tender readiness and compliance, subcontract structuring, project management and commercial risk review, from a civil construction background.
Suited toContractors, suppliers and operators in mining and construction.
Enquire →Transactions
Buy-side and sell-side support: sense-checking the numbers, structuring the deal, lining up funding and preparing the commercial paperwork.
Suited toOwners and investors buying, selling or funding a business in any sector.
Enquire →Scaling businesses
Pipeline, pricing, marketing, tendering and funding built into one plan, with the numbers tracked month to month.
Suited toOwner-run businesses in any sector with a working product and a ceiling on growth.
Enquire →Fractional CFO
Senior finance leadership on a retainer: cash flow, credit control, treasury and management reporting.
Suited toBusinesses that need a CFO's judgement without a full-time salary.
Enquire →Debt recovery
Recovery of commercial debts of R500 000 and above for a 20% contingency fee on money recovered. Terms are set out below.
Suited toCreditors owed R500 000 or more by a business.
Enquire →Commercial legal support
Practical legal groundwork on contracts and disputes, prepared alongside the finance work so nothing is handed over twice.
Suited toBusinesses with contracts, disputes or credit decisions to document.
Enquire →Debt recovery terms
The fee, in rand, before you sign
Recovery starts only after you sign a mandate. Every rand recovered goes into Oakheart's trust account, the fee is deducted, and the balance is paid to you.
Fee calculator
What a recovery pays out
- If recovered in full
- R 2 500 000
- Oakheart fee (20%)
- R 500 000
- Paid over to you
- R 2 000 000
The fee applies to money actually recovered. Final terms are in your signed mandate.
Mandate signed
You sign with Oakheart before any work begins. It sets the terms.
Recovery work
Carried out by a registered debt collector under that mandate.
Paid to trust
All recovered monies go into Oakheart's trust account.
Fee deducted
The 20% contingency fee is taken from the recovered amount.
Balance to you
The remainder is paid over to you, the creditor.
How an engagement starts
A short note, then a written scope
You do not need a full brief. Tell us the matter and we take it from there.
You write
Send a few lines on the business, the matter and the deadline, using the form below or by email.
We reply with scope and fee
You receive a written scope and fee, quoted without VAT, before any work is agreed.
Work begins
Advisory and retainer work starts on agreement. Debt recovery starts once the mandate is signed.
Principal
Andrew Ramotlou
Founder and director. An operator as well as an adviser, so the advice has been tested against the same cash-flow, credit and delivery pressure clients face.
- Experience18+ years across treasury, commodity trading, capital markets, credit management and civil construction.
- QualificationsN.Dip in Credit Management and Certificate in Project Management (TUT, NQF 6).
- RegisteredCredit provider registered with the National Credit Regulator, no. NCRCP20949. Debt collector registered with the Council for Debt Collectors: Oakheart CC, no. 00129124/24, and Andrew Ramotlou as individual debt collector, no. 00154227/24. POPIA compliant.
- CompanyRegistered 20 October 2010 as OAKHEART CC, close corporation 2010/143827/23. B-BBEE Level 1 contributor with 135% procurement recognition (Exempted Micro Enterprise, 100% black-owned), certificate valid to 16 July 2027. CSD supplier no. MAAA1327802.
- Construction recordOakheart's construction and civil work includes ABSA branch developments, Barloworld facilities, the TNT ACSA OR Tambo warehouse, Mutale Mall and the Global Flight and Seaborne Express warehouses.
- Operating work Mabidi Energy (solar installation)Commercial and operations lead: lead pipeline, pricing, advertising, referrals and tenders. Uniform Language SA (branded workwear)Pricing strategy, Google Ads, B2B lead tracker, website and new product lines. NalaFounding partner.
- DisclosureAndrew holds a shareholding in Mabidi Energy and Uniform Language SA, and is a founding partner of Nala.
Contact
Tell us about the deal, the project or the debt
For a recovery, include the debtor, the amount and how long it has been overdue. For anything else, a few lines on the business and what you want to achieve is enough.